Product · Online credit

Online credit, 100% over WhatsApp

Your customers apply, sign and receive their loan without leaving the chat. Your team only sees the cases that truly need a person.

How it works

From “hello” to disbursement

01

Conversational application

The customer starts from an ad, a QR code or your number. The agent collects amount, term and basic data while chatting.

02

Identity verification

Document and face validation with biometrics, no external forms or extra apps.

03

Scoring and approval

Connection with your risk engine or credit bureaus. The decision reaches the chat in minutes.

04

Signature and disbursement

Contract signed electronically within the flow and disbursement confirmed in the same chat.

05

Life of the loan

Payment reminders, balance inquiries and renewals, handled by the same agent.

Capabilities

Everything the process needs

Biometrics and OCR

ID reading and facial validation with liveness detection inside WhatsApp.

Core integration

We connect with your financial core, risk engine and credit bureaus via API.

Electronic signature

Legally valid contracts signed without leaving the conversation.

Conversational collections

Reminders, payment promises and collection with full traceability.

Human handoff

Special cases go to an advisor with the full conversation context.

Real-time reports

Full funnel: applications, approvals, disbursements and portfolio.

Key benefits

  • Less drop-off: the customer never leaves WhatsApp
  • Decision in minutes, not days
  • 24/7 operation without growing the team
  • Full traceability for audit and compliance

Want to see it in a demo?

We’ll show you the complete process running with a case from your industry.

Book a demo